Based on feedback from the industry and the government, the final norms are easier than the previously proposed draft norms.

The Reserve Bank of India (RBI) has introduced new rules for gold and silver loans, aiming to improve borrower protection and ...

The RBI plans to relax key provisions in its gold loan framework after industry feedback. The final rules aim to boost credit ...

RBI introduces unified directions for lending against gold and silver collateral, effective April 1, 2026, standardizing norms for banks and NBFCs, and enhancing borrower ...

The RBI has told banks that loans can only be offered against gold jewellery and bank-issued coins, and not against gold bars ...

In April, the RBI released draft norms mandating, among other requirements, that borrowers furnish proof of ownership for the ...

The Finance Ministry noted that the new guidelines may take time to implement effectively on the ground.

Gold loan stocks surged 2–7% after RBI raised the LTV ratio on loans under ₹2.5 lakh to 85%. Simplified norms reduce ...

The Reserve Bank of India (RBI) surprised the market with a 50 basis points (bps) cut in the benchmark repo rate to 5.5% at ...