As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Sarina Trangle started as a corporate news reporter in October 2024. She previously spent four years on the business desk at Newsday, covering the health industry, commercial real estate and cannabis.

Like it or not, most of us survive and thrive based on our creditworthiness. Financing a car, buying a house, and even ...

A premium credit card could be your gateway to lower interest rates, cheap hotels, and airport lounges - but what credit score do you need to actually get one?

Buy now, pay later (BNPL) payment options are increasingly popular, particularly among young consumers. A recent survey from J.D. Power shows that 42% of millennials and Gen Z actively use BNPL loans ...

FICO announced two new credit scores earlier this week that incorporate “buy now, pay later” histories. The scores, which will be available to lenders starting this fall, aim to give lenders a better ...

“By far, FICO Scores are the dominant method to measure asset-backed securitization risk. There is some noise claiming alternative scores have traction, but if you look at the few firms that moved ...

Credit scores are dropping nationwide, reflecting struggles Americans are having to stay afloat financially, according to FICO. The national FICO score, or three-digit number used to summarize your ...