When a five- or six-figure check hits your account, it can feel like instant money. In reality, a quiet chain of bank rules, federal regulations, and fraud checks kicks in before you can safely spend ...

I'm a freelance financial journalist and a regular contributor to U.S. News and CreditCards.com. I've written for Life + Money by Citi, Bankrate and The Balance, among others. You can find me on ...

As mobile banking has taken off, many people never visit a bank, and online banks with no physical branches have opened their virtual doors. One of the most convenient developments in mobile banking ...

A direct deposit was an added perk offered by banks back in the day, but it has become a default option for most users. When paper checks were the norm, people often wanted to know what day a ...

With the rise of digital banking, customers can now complete many common banking services online or using a bank's mobile app, including depositing checks. Depositing a check from your mobile device ...