Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

Reaching an 850 credit score, the highest possible in the FICO scoring system, might seem like a ticket to unlimited ...

A good credit score can help you in buying a home, starting a business or getting a car loan. CNBC Select explains how to get started building credit.

So you're chasing that perfect 850 credit score? Respect. That's like getting a straight-A report card in adulting. But let's clear something up: once you're in the "excellent" credit range (which ...

ONE of the UK’s largest credit rating agencies is changing how it calculates scores. Experian is shaking up its credit scoring system to reflect “everyday financial behaviours that ...

As the days grow shorter and autumn settles in, it’s a good time to shine a light on a topic that can feel mysterious: your ...

The changes will see Experian offer a more detailed view of information on credit reports and ways to improve scores.

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

More than 40% of people are set to drop down a score banding after the changes, but Experian said it will not affect lending ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.