It began as a note stuck to the wall during a 2018 brainstorming session at Experian plc’s consumer business unit. The ...

For many consumers, 2024 was a mixed bag of pluses and minuses when it came to credit. Many borrowers with lower fixed-rate mortgages considered themselves lucky and resisted the urge to move or sell.

Explore how Equifax, Experian, and TransUnion collect and use financial data to create your credit report, influencing your credit score and lending decisions.

The nation’s three largest credit bureaus—Equifax, Experian, and TransUnion—said this week that they would make permanent consumers’ access to free, weekly credit reports via AnnualCreditReport.com, ...