Q: My wife was badly hurt in a car accident. Surgery is needed. The other driver has good insurance coverage. The lawyer tells us “a policy limits demand” is sensible. Can you explain the reasoning?

Liability insurance policies generally provide both indemnification against loss and defense against claims and suits. The cost of defense is generally paid in addition to the policy limits for ...

An umbrella insurance policy sits on top of your underlying insurance policies. In covered situations, when the limits on the underlying policies are exhausted, your umbrella insurance policy will ...

Learn how excess limits premiums offer coverage beyond basic liability limits in insurance contracts, including how they work, key benefits, and premium calculation.

An umbrella insurance policy provides additional coverage outside the existing limits of other policies, like car insurance and home insurance. If you get sued after a car accident or that "friend of ...

CHARLESTON, W.Va – A Kanawha County Circuit judge ruled in favor of the women suing the West Virginia State Police last week, ruling that the videotaping of each individual using a hidden camera ...

Insurance, which covers costs like housing and meals when you're displaced from your home. Discover benefits, coverage, and more.

FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category — meaning a single person can protect far more than $250,000 by using different account types at the same ...

Small business insurance helps to secure your LLC's financial health, preventing its assets from being wiped out by a liability claim, workplace injury or property loss.