The way your credit score is calculated is about to change — and as many as 91.5 million Americans will be impacted. Why some ...

Learn the numbers you need to know before applying for that next big loan. March 16, 2009 — -- A young reader asked me last week how your credit score is calculated, how it's related to your ...

Your credit score is a three-digit number that can play an outsize role in your financial life. Essentially, it is a numerical representation of your risk to creditors — i.e. how likely you are to ...

Seeing your score go down after wiping out debt is disheartening. Here's what might've happened behind the scenes. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

“Mortgage prequalification does not impact your credit score like a mortgage preapproval,” says Troy Robillard, a real estate ...

Fannie Mae's credit scoring change could open up property loans to more Americans, but experts say risks remain.

Apple's slow but steady expansion into financial products hit another milestone earlier this year with the launch of Apple Savings, the tech giant's entry into the market of high-yield savings ...

Rajeev Dhir is a writer with 10+ years of experience as a journalist with a background in broadcast, print, and digital newsrooms. Betsy began her career in international finance and it has since ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...

Lisa Maloney is a credit cards specialist, award-winning writer and former stringer for The Wall Street Journal. She has extensive experience as a consumer reporter, leveraging careful research and ...

The average FICO score dropped to 715 in April 2025, down from 717 in 2024, because of rising credit utilization and increased delinquencies. Student loan delinquencies surged after COVID-19 ...

Student loan borrowers are seeing their credit scores drop sharply after loan servicers began reporting delinquencies because of missed payments, several affected people told Newsweek. They said they ...