Learn what annuities are, how fixed, variable, indexed, immediate, and deferred annuities work, and how they can help provide steady retirement income.

There's an old saying that reveals a lot about the annuity business: "Annuities are not bought, they're sold." Variable annuities are a good example of this, as they often are a better deal for the ...

But, I’m not referring to those examples. Instead, I’m referring to the insurance product. Why? Because Annuities are rising in popularity. LIMRA reports that total U.S. annuity sales increased 22% to ...

This concept serves as a foundation of sound investment advice, but few have the emotional control to act upon it when necessary. The stock market has seen prolonged gains for the past eight years, ...

Annuities have become an increasingly popular option for people who want to diversify their retirement funds. With an annuity, you make investments and then receive money in a series of payments that ...

A variable annuity can offer you tax-deferred growth, a wider range of investment options and guaranteed income. However, it comes with potential risks. And the success of your investment will hinge ...

There is a lot of confusion about annuities. According to a Secure Retirement Institute study, only 25% of respondents to an annuity knowledge questionnaire scored a passing grade (70%). Because of ...

Survey after survey shows that retirees want lifetime income. Income annuities—products that convert a lump sum balance into a stream of income cash flows—deliver just that, which is why they are ...

A variable annuity is an investment product that pays out a stream of payments to the investor, based on the performance of underlying investments. A fixed index annuity is very similar, but instead ...

A whole life annuity is a financial product sold by an insurance company thati provides regular income for life starting at a specific age. A whole life annuity, also known as a life annuity, is a ...