Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive number in school? As someone who was required to take an economics course in ...

The rule of thumb for credit scores is the higher, the better. Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Recent research suggests that 60% of Americans don't know their credit scores, according to LendingTree. This is astounding knowing that your credit score is one of the most important numbers in your ...

COLUMBUS, Ohio — March is Credit Education Awareness Month. Many central Ohioans are struggling with debt as inflation and the cost of living continue to rise. Total household debt increased by $93 ...

A FICO score below 580 or a VantageScore of less than 601 is considered a bad credit score. If your score falls in the bad credit range, you will face less favorable outcomes with lenders (who may ...

Medical debt — a burden for nearly 15 million people in the country — will no longer haunt consumers' credit reports, according to a new federal rule that was finalized on Tuesday. The Consumer ...

Your credit utilization ratio is determined by taking the amount you owe on a credit card and dividing it by your credit limit. Credit utilization is an important factor in your credit score. Most ...

Minnesota residents have the highest average credit score in the country, according to a new report by Motley Fool Money, a personal finance website. The average credit score nationwide for 2025 is ...