Q4 2024 Earnings Call Transcript January 17, 2025 Operator: Good day and thank you for standing by. Welcome to the Bank OZK Fourth Quarter 2024 Earnings Conference Call. At this time all participants are in listen-only mode.

Welcome, and thank you for joining the Wells Fargo fourth-quarter 2024 earnings conference call. All lines have been placed on mute to prevent any background noise. After the speakers' remarks, there will be a question-and-answer session. [Operator instructions] Please note that today's call is being recorded.

Citizens Financial Group reported its fourth-quarter 2024 earnings, surpassing analysts' expectations with an earnings per share (EPS) of $0.85 against a forecast of $0.82. Revenue also exceeded projections,

Q4 2024 Earnings Call Transcript January 16, 2025 U.S. Bancorp beats earnings expectations. Reported EPS is $1.07, expectations were $1.04. Operator: Welcome to the U.S. Bancorp Fourth Quarter 2024 Earnings Conference Call.

Citizens Financial Group CFG has reported fourth-quarter 2024 adjusted earnings per share (EPS) of 85 cents, which surpassed the Zacks Consensus Estimate of 83 cents. The bottom line remained unchanged from the year-ago quarter.