Auto insurance companies want to know whether you're a risk as a driver. The greater your risk factor, the more likely you might cost the insurance company money because it has to pay out if you get ...

Secured credit cards are designed to help individuals improve their credit history and score. However, these cards differ from traditional unsecured cards in a few ways, and it’s important to ...

As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

The Ultimate Guide to Credit ScoresThe questions from readers keep pouring in and they almost all boil down to the same thing: "How do I improve my credit scores?" or "What effect will this action ...

How Do I Fix My Credit After Divorce? How you fix your credit after divorce depends on what you need to address. If your credit is going south because of joint accounts not being handled appropriately ...

Want to Buy & Forgive Debt Like John Oliver? Not So FastWhen John Oliver announced Sunday night that he'd purchased medical debts as a faux collector and forgiven those debts, the Last Week Tonight ...

Can checking your credit score hurt it? Generally, no. Learn about the different methods available to check your score without negatively impacting it.

We recently received this question on the Credit.com blog on the subject of employer credit checks: Why is your credit score affected negatively when you apply for a job and the background check is ...

Ever wonder how a company knew your new credit card information before you gave it to them? There is a possible reason.

Here are 10 companies that came back from the dead.

Credit cards are not terribly complex products, but they can be terribly misunderstood. Although many cardholders are satisfied with their cards, some customers report endless frustration. Here are ...

Recently I pulled my credit report to do a review of my finances. All was fine except for one thing: a late payment from 2009. I didn't recall ever opening a credit card with this bank, so I ...