Wildfires that destroyed two neighborhoods made the state’s housing shortage even worse. Now, opposition is growing to creating more.

While the financial tribulations of large cities make headlines, troubles in smaller cities and in special purpose governments like hospital and transit districts often develop below the radar.

A newly released report from a special legislative committee declares that to deal with housing, homelessness, water supply and climate change issues, California “will need to facilitate new construction at an unprecedented scale.

Earlier this month, State Farm — the state’s largest home insurance provider — asked the California Department of Insurance to approve statewide rate increases averaging 22% for homeowners. It also requested a 15% increase for renters and condo owners and a 33% hike for rental owners.