A premium credit card could be your gateway to lower interest rates, cheap hotels, and airport lounges - but what credit score do you need to actually get one?

A simple three-digit number can determine whether or not you can finance your next home or car, and it can also stipulate what interest rate you receive. If you’re planning on applying for a mortgage ...

The credit-scoring industry has often brought confusion to consumers who have no idea that there are different kinds of credit scores — many of which are not the actual numbers used by lenders. Many ...

Here's the average credit score for Americans in every age group, from Gen Z to Baby Boomers, plus how your own score stacks ...

A new report from FICO reveals that the national average U.S. FICO score is 715, down two points since April 2024. While 715 is considered to be in the “good” score range, the fact that the average is ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.

Changes in the way credit scores are determined are on their way. The change means that millions of people could end up paying more when they take out a loan. FICO scores are used to assess a consumer ...

Guild Mortgage Adopts FICO Score 10 T to Grow Underserved and First-Time Homebuyers FICO’s most predictive credit score to help Guild to grow borrower base while maintaining portfolio performance FICO ...

NEW YORK — Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national ...