A premium credit card could be your gateway to lower interest rates, cheap hotels, and airport lounges - but what credit score do you need to actually get one?

Here's the average credit score for Americans in every age group, from Gen Z to Baby Boomers, plus how your own score stacks ...

Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.

1. Always pay on time. Even one late payment can hurt your score. 2. Keep balances low. Using less than 30% of your total credit limit is ideal (under 10% is even better). 3. Limit new credit ...

Opening or using a rewards credit card can impact your credit score and report, for better or worse. Learn how rewards cards influence your credit profile.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

In 2025, the average credit score for Gen Z borrowers fell to 676, well below the national average of 715, according to a FICO report.

Fair Isaac on Wednesday unveiled a new pricing model that will allow mortgage lenders to bypass credit bureaus for credit scores, leading the company’s shares to pop more than 20% on Thursday. The ...

Terms apply to benefits and offers included in this article. Premium credit cards often come with annual fees that can feel ...

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

The typical home buyer's credit score is at the highest level in more than a decade Improving one's credit score from "fair" to "very good" can save a person about $31,000 in mortgage savings when ...