Fannie Mae's credit scoring change could open up property loans to more Americans, but experts say risks remain.
Martin Lewis has explained why millions will see their Experian Credit Score drop, and why technically in the UK, you don't ...
Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...
Borrowers will see their credit score take account of rental payments for the first time under a major overhaul being rolled ...
Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.
A mortgage offer can feel like the finish line - but for some buyers, it’s not quite over. Lenders often re-run credit and ...
The credit reporting bureau released a new model that combines traditional and alternative credit history with cashflow data ...
Experian UK&I is introducing what it claims is an improved credit score that better reflects how credit applications are ...
Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...
If you’ve been enjoying the freedom of Buy Now, Pay Later (BNPL) services, you’ve been basking in a period of little to no consequences for missed payments. BNPL lets you spread out the cost of a ...
Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.