CIC Credit has announced that it will participate in the FICO Mortgage Direct License Program, a new initiative from global analytics software provider. The program streamlines score access, enabling ...
Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and ...
As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.
After FHFA director Bill Pulte announced that he is reviewing a deal on implementing Fair Isaac’s new credit score, FICO (FICO) 10T, Wells Fargo ...
VantageScore 4.0 is now being accepted by Fannie Mae and Freddie Mac. This is a “big negative” for Fair Isaac, and not many lenders may actually adopt VantageScore. September’s volatility catalysts ...
How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...
Private mortgage insurance companies still require a minimum 600 or 620 middle credit score for borrowers putting less than 20% down.
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