There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Credit scores play a central role in people's lives. Fair Isaac Corp., or FICO, has dominated credit scoring until recently. The credit-scoring industry is going through a big shift as companies ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...

The typical home buyer's credit score is at the highest level in more than a decade Improving one's credit score from "fair" to "very good" can save a person about $31,000 in mortgage savings when ...

Now that the government is back in business, your score should rebound as you pay off the debt. It takes time, so be patient.

Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

Today, whenever someone applies for a loan or credit card, the first thing that comes up is their credit profile. Many people ...