Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).

Jan 30, 2025 · Provides deposit account information to lenders evaluating whether to offer credit to consumers with damaged, little or no credit history. Chex Systems is owned by the eFunds …

ChexSystems is an American check verification service and consumer reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about …

Mar 3, 2025 · ChexSystems is a bank account screening consumer reporting agency (CRA). It works behind the scenes of the financial system to help banks and financial institutions …

Sep 12, 2025 · ChexSystems is a specialty consumer reporting agency that collects data about your banking activity. Many financial institutions review your ChexSystems report when you …

Dec 21, 2025 · ChexSystems is a national consumer-reporting agency that keeps track of people with derogatory marks on their checking and savings accounts, including late fees, bounced …

Nov 4, 2025 · ChexSystems is a specialty consumer reporting agency — similar to a credit bureau, but it tracks consumers’ deposit and debit history, rather than their ability to pay bills …

Feb 24, 2025 · ChexSystems is a consumer-reporting agency that gathers information about problems you’ve had with checking accounts. ChexSystems reports include, but aren’t limited …

Mar 28, 2025 · ChexSystems is a nationwide credit reporting system that collects information about bank accounts that are now closed. It compiles data on red flags, such as whether a …

Jun 5, 2025 · ChexSystems is a consumer reporting agency that keeps track of banking and credit activity. It reports this information to banks and credit unions.